Home Insurance
Cover for your property – choose from a range of policies to cover your home buildings, contents, or rental property.
Australia’s Most Trusted Insurance Brand
Roy Morgan Awards 2022-2025Get up to 10% off when you buy an eligible policy online1
Protect your home with AAT Insure and enjoy exclusive online discounts on your first year's premium.
Get a QuoteLearn more online
Find the right policy for your property.
What is home insurance?
Home insurance includes a range of insurance products that can cover different properties, possessions and potential risks. It can cover homeowners, renters, landlords, and holiday property owners depending on the type of insurance selected.
Options include buildings insurance, contents insurance, combined coverage, and specialised policies like landlord, holiday rental, residential strata, and single item insurance. The type of cover you decide on is up to you, and what suits your needs and budget.
Why Australians choose AAT Home Insurance
Cover if you forget to lock up
If you accidentally leave a window or door unlocked and someone breaks in, you’re still covered.
Temporary accommodation
We can cover up to 12 months of temporary accommodation if your home becomes unliveable after a covered incident.
Lifetime guarantee
You’ll get a lifetime guarantee on the workmanship of all authorised repairs to your home.
Home Insurance policy options
Home Buildings Insurance
We can cover the cost to repair or rebuild if your home is damaged or destroyed by an incident we cover, up to the sum insured.
Plus, if your home is damaged by a covered incident and you can’t live in it anymore, we’ll help cover the costs of temporary accommodation for up to a year.
Home Contents Insurance
We offer cover for items in your home, even if you accidentally leave a window or door unlocked.
Plus, you can add a portable contents option to cover items like laptops or jewellery that might get lost or stolen when you’re out and about.
Home Buildings & Contents
Protect your home inside and out with combined Buildings and Contents Insurance.
Your buildings and items will be covered for a range of incidents. Plus, we offer a lifetime guarantee on the workmanship of authorised repairs to your home.
Other types of home insurance
Landlord Insurance
Protect your rental property, its contents, or both. We can cover rent default, as well as damage to your property from theft, vandalism, fire, storms and more.
Learn moreShareCover – Holiday Rental
Do you use platforms like Airbnb or Stayz to host guests for short-term stays? ShareCover can give you peace of mind by covering your holiday rental property for accidental damage, theft and fire.
Learn moreResidential Strata Insurance
Protect your strata building and common contents. We can cover damage or loss caused by storms, fires or accidental damage. You can also add cover for the breakdown of machinery.
Learn more